Fixed Monthly Payment Funeral Plans

Our fixed monthly payment funeral plans make paying for your funeral simple. This payment plan offers a host of benefits in an affordable monthly payment plan. These plans secure the dedicated services of a local and trusted funeral director.

 Fixed Monthly Payments
Is the fixed monthly payment plan available to everyone?Yes, as long as the applicant is aged between 50-80 years old
How much is the deposit?This plan does not require a deposit
At what stage will I be fully covered by my funeral plan?You will be fully covered after 2 years continuous payments
How long is the payment term length?Payable via direct debit every month until you die, or you reach the age of 90, whichever comes first

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Fixed Monthly Payment Golden Charter Funeral Plans

Independent Simple Way

Funeral Directors Services
  • Provision of professional services and making all arrangements for the funeral
  • Advice on the certification and registration of the death and related documentation
  • Simple coffin*
  • Collection and transportation of the deceased to the funeral director's premises within working hours (within a 25 mile radius)
  • Care of the deceased prior to the burial or cremation (excluding embalming)
  • Use of chapel of rest or service rooms
  • Family viewing at a pre-arranged time**
  • The funeral service at a local cemetery or crematorium
  • Funeral held on a normal weekday, during working hours
  • Choice of date and time of funeral
  • Funeral procession to funeral location (fees and costs of a service at a separate location not included)
  • Hearse to a local crematorium or cemetery
  • Provision of sufficient staff to attend to the coffin as required
  • Limousines
  • Built-in allowance for third party costs
  • A list provided of mourners who sent flowers
  • 24-hour funeral director telephone support for the bereaved

Independent Traditional Way

Funeral Directors Services
  • Provision of professional services and making all arrangements for the funeral
  • Advice on the certification and registration of the death and related documentation
  • High quality coffin*
  • Collection and transportation of the deceased to the funeral director's premises 24 hours. (within a 25 mile radius).
  • Care of the deceased prior to the burial or cremation (excluding embalming)
  • Use of chapel of rest or service rooms
  • Family viewing at a pre-arranged time**
  • The funeral service at a local cemetery or crematorium
  • Funeral held on a normal weekday, during working hours
  • Choice of date and time of funeral
  • Funeral procession to funeral location (fees and costs of a service at a separate location not included)
  • Hearse to a local crematorium or cemetery
  • Provision of sufficient staff to attend to the coffin as required
  • One Limousine
  • Built-in allowance for third party costs
  • A list provided of mourners who sent flowers
  • 24-hour funeral director telephone support for the bereaved

Independent Exclusive Way

Funeral Directors Services
  • Provision of professional services and making all arrangements for the funeral
  • Advice on the certification and registration of the death and related documentation
  • Superior coffin*
  • Collection and transportation of the deceased to the funeral director's premises 24 hours. (within a 25 mile radius).
  • Care of the deceased prior to the burial or cremation (excluding embalming)
  • Use of chapel of rest or service rooms
  • Family viewing at a pre-arranged time**
  • The funeral service at a local cemetery or crematorium
  • Funeral held on a normal weekday, during working hours
  • Choice of date and time of funeral
  • Funeral procession to funeral location (fees and costs of a service at a separate location not included)
  • Hearse to a local crematorium or cemetery
  • Provision of sufficient staff to attend to the coffin as required
  • Two Limousines
  • Built-in allowance for third party costs
  • A list provided of mourners who sent flowers
  • 24-hour funeral director telephone support for the bereaved

Pay by fixed monthly payments

  • Pay a fixed monthly sum by direct debit. The monthly payment amount is based on your age at the time of application
  • Payments are due every month until you die or until you are 90, whichever comes first
  • This plan is only available for those aged between 50 and 80 years old
  • No deposit is required
  • You will be fully covered after 2 years of continuous payments following uptake of the plan

Important contact clauses

Every plan contains important clauses which are detailed in the terms and conditions provided when you purchase a plan through us. To assist you with further information before committing to purchasing a plan, we have listed some of the most important clauses below.

If you die within the first 2 years, the money you have credited to the funeral plan will be paid to the funeral director, plus an additional 20% provided your payments are up to date. The remaining balance will be requested from your estate or family.

Because the plan is potentially spread over a longer period of time, the total payment could be more than the cost of your plan, compared to if you had decided to choose to pay in full or by instalments

All the payments towards your plan will be used to take out a life assurance policy with AXA Wealth Ltd.

You cannot change the agreed arrangements included in your plan. Although any additional requirements can be added by your family when you die.

It is possible to add extra services to your plan. Extra services will incur additional charges. This option is not available on our Basic Plans.

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Contact Your Local Funeral Plan

For more information or to arrange a free consultation to discuss our affordable funeral plans, please contact us. Our friendly and professional team will be happy to discuss your needs and explain the terms and conditions.