Low-Cost Funeral Plans South Wales

Our low-cost funeral plans in South Wales make spreading the cost of your funeral easy and affordable. All our plans secure the bespoke services of a locally trusted, well established and respected funeral director.

Affordable pre-paid funeral plans

Ensuring you can meet repayments on your pre-paid funeral plan is essential. That is why we offer a low-cost instalment plan. This plan is spread over a longer term, meaning the monthly instalment stays low.

 Low-cost Payments
Is the low cost payment option it available to everyone?Yes
How much is the deposit?£49
When will I be fully covered by my plan?When the plan is fully paid
How long is the payment plan for?You can choose the term of your plan. Options include between 2 to 10 years for our Basic Plan, or 2 to 30 years for our other plans

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Low Cost Golden Charter Funeral Plans

Prices are valid until 31st March 2020, prices are subject to increase and contact us for up to date prices.

Independent Simple Way

Funeral Directors Services
  • Provision of professional services and making all arrangements for the funeral
  • Advice on the certification and registration of the death and related documentation
  • Simple coffin*
  • Collection and transportation of the deceased to the funeral director's premises within working hours (within a 25 mile radius)
  • Care of the deceased prior to the burial or cremation (excluding embalming)
  • Use of chapel of rest or service rooms
  • Family viewing at a pre-arranged time**
  • The funeral service at a local cemetery or crematorium
  • Funeral held on a normal weekday, during working hours
  • Choice of date and time of funeral
  • Funeral procession to funeral location (fees and costs of a service at a separate location not included)
  • Hearse to a local crematorium or cemetery
  • Provision of sufficient staff to attend to the coffin as required
  • Limousines
  • Built-in allowance for third party costs
  • A list provided of mourners who sent flowers
  • 24-hour funeral director telephone support for the bereaved

Independent Traditional Way

Funeral Directors Services
  • Provision of professional services and making all arrangements for the funeral
  • Advice on the certification and registration of the death and related documentation
  • High quality coffin*
  • Collection and transportation of the deceased to the funeral director's premises 24 hours. (within a 25 mile radius).
  • Care of the deceased prior to the burial or cremation (excluding embalming)
  • Use of chapel of rest or service rooms
  • Family viewing at a pre-arranged time**
  • The funeral service at a local cemetery or crematorium
  • Funeral held on a normal weekday, during working hours
  • Choice of date and time of funeral
  • Funeral procession to funeral location (fees and costs of a service at a separate location not included)
  • Hearse to a local crematorium or cemetery
  • Provision of sufficient staff to attend to the coffin as required
  • One Limousine
  • Built-in allowance for third party costs
  • A list provided of mourners who sent flowers
  • 24-hour funeral director telephone support for the bereaved

Independent Exclusive Way

Funeral Directors Services
  • Provision of professional services and making all arrangements for the funeral
  • Advice on the certification and registration of the death and related documentation
  • Superior coffin*
  • Collection and transportation of the deceased to the funeral director's premises 24 hours. (within a 25 mile radius).
  • Care of the deceased prior to the burial or cremation (excluding embalming)
  • Use of chapel of rest or service rooms
  • Family viewing at a pre-arranged time**
  • The funeral service at a local cemetery or crematorium
  • Funeral held on a normal weekday, during working hours
  • Choice of date and time of funeral
  • Funeral procession to funeral location (fees and costs of a service at a separate location not included)
  • Hearse to a local crematorium or cemetery
  • Provision of sufficient staff to attend to the coffin as required
  • Two Limousines
  • Built-in allowance for third party costs
  • A list provided of mourners who sent flowers
  • 24-hour funeral director telephone support for the bereaved

£49 Deposit Low Cost Instalment Option Payment Table

PlanThe Simple WayThe Traditional WayThe Exclusive Way
Deposit£49£49£49
YearsMonthly payment
Total payable
Monthly paymentTotal payableMonthly paymentTotal payable
2 (max age 78)£149.64£3,640.36
£165.06
£4,010.44
£175.87
£4,269.88
5 (max age 75)
£63.46£3,856.60
£70.00
£4,249.00
£74.59
£4,524.40
10 (max age 70)
£34.89
£4,235.80
£38.48
£4,666.60
£41.00
£7,011.40
20 (max age 60)
£20.88
£5,060.20
£23.03
£5,576.20
£24.54
£5,938.60
30 (max age 50)£16.45
£5,971.00
£18.15
£6,583.00
£19.34
£7,011.40

£99 Deposit Low Cost Instalment Option Payment Table

PlanThe Simple WayThe Traditional WayThe Exclusive Way
Deposit£99£99£99
YearsMonthly payment
Total payable
Monthly paymentTotal payableMonthly paymentTotal payable
2 (max age 78)£147.47£3,638.28
£162.89
£4,008.36
£173.70
£4,267.80
5 (max age 75)
£62.54£3,851.40
£69.08
£4,243.80
£73.67
£4,519.20
10 (max age 70)
£34.38
£4,224.60
£37.98
£4,656.60
£40.50
£4,959.00
20 (max age 60)
£20.58
£5,038.20
£22.73
£5,554.20
£24.24
£5,916.60
30 (max age 50)£16.21
£5,934.60
£17.91
£6,546.60
£19.10
£6,975.00

£199 Deposit Low Cost Instalment Option Payment Table

PlanThe Simple WayThe Traditional WayThe Exclusive Way
Deposit£199£199£199
YearsMonthly payment
Total payable
Monthly paymentTotal payableMonthly paymentTotal payable
2 (max age 78)£143.13£3,634.12
£158.54
£4,003.96
£169.36
£4,263.64
5 (max age 75)
£60.70£3,841.00
£67.24
£4,233.40
£71.82
£4,508.20
10 (max age 70)
£33.37£4,203.40
£36.96
£4,634.20
£39.49
£4,937.80
20 (max age 60)
£19.97
£4,991.80
£22.12
£5,507.80
£23.63
£5,870.20
30 (max age 50)£15.74
£5,865.40
£17.43
£6,473.80
£18.62
£6,902.20

Key Facts

  • Our Funeral Plans are payable by direct debit over an agreed term ranging from 2 to 30 years, depending on your age when you sign up
  • Our Basic Plans are payable by direct debit over an agreed term ranging from 2 to 10 years, depending on your age when you sign up
  • All plans are available to applicants aged 78 and under
  • The minimum deposit payable is £49
  • Full cover applies at the end of the agreed payment term

Important Clauses

Every plan contains important clauses which are detailed in the terms and conditions provided when you purchase a plan through us. To assist you with further information before you commit to purchasing a plan, we have listed some of the most important clauses below.

  • If you die within 12 months from taking out the plan, all the money you have credited to your funeral plan will be returned to your estate
  • If you die after 12 months from taking out the plan but before all the instalments have been paid to settle the costs, the balance of the funeral costs will be requested from your estate so that your funeral can be delivered as agreed

All payments are deposited into the Golden Charter Trust. The Trust is a third party entity that protects your payments, so even if your funeral director ceases to trade, your investment is safe, and the plan can be transferred to an alternative funeral director.

It is possible to transfer your funeral plan to somebody else. For example, you can transfer the plan to your spouse, partner or another family member or friend.

It is possible to add extra services to your plan. Extra services will incur additional charges. This option is not available on our Basic Plans.

  • Cancellation of your plan within 30 days will mean we can refund all the payments you have made
  • If you stop paying within 12 months and after the first 30 days have lapsed, we will refund the money you have paid minus a £249 cancellation fee
  • If you stop paying towards your funeral plan after 12 months, your plan will remain in place. When you die, the funeral director will receive all the money you have paid in, less a £249 cancellation fee, as a contribution towards your funeral
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Contact Your Local Funeral Plan

For more information or to arrange a free consultation to discuss your needs, please contact us. Our friendly and professional team will be happy to explain the details and terms and conditions.